Kijiji inbox overload
The same questions over and over — "Is it still available?" "Pets?" "When can I view?" — eating your evenings, pushing serious renters to the next listing.
PAM runs five AIs across the rental process — auto-replies inquiries, extracts application PDFs, screens applicants, verifies employers, reads credit reports, tracks rent. You make the final call. The rest happens in the background.
Every month, the same six things eat your evenings — tenant inquiries, manual screening, copy-pasting from PDFs, decoding credit reports, chasing rent, and scrambling for tax-season receipts. PAM's job is to make that list disappear.
The same questions over and over — "Is it still available?" "Pets?" "When can I view?" — eating your evenings, pushing serious renters to the next listing.
One bad signature and you're in 6–12 months of Ontario eviction proceedings. $15,000 to $30,000+ gone before you get the unit back.
PDFs arrive and you're copy-pasting names, employers, incomes, references into a spreadsheet field by field. Slow, error-prone, the part of the work no one wants.
Pages of codes, scores, balances, ratios. Nothing tells you in plain language whether to approve, decline, or proceed with caution.
Scrolling through bank statements every month trying to figure out who paid and who didn't. Awkward follow-ups for the ones you can't remember reconciling.
Scrambling to find utility bills, repair receipts, and mortgage interest the week before the deadline. Your accountant is waiting; you're rifling through email.
From a tenant's first message to monthly rent landing in your account, every slow, error-prone, time-consuming step is handled by an AI specialised for it. You stay in the approval seat for anything that goes out.
Cody monitors your Gmail around the clock. New inquiry from Kijiji or Marketplace? A professional draft is ready in 60 seconds and pushed to your phone via Telegram — tap YES to send, NO to discard. Multilingual: replies in English, French, Mandarin, whichever the inquiry came in. Each property's fact sheet (parking, utilities, showing windows) gets pulled in automatically.
Applicant sends a PDF. AI vision reads it — OREA Form 410 or any layout — and extracts every field: name, employer, income, rental history, references, contact details. Straight into the system. Zero manual entry, zero transcription errors.
One click. AI analyses the income-to-rent ratio, employment stability, and rental history while a Brave Search agent verifies the employer actually exists and the supervisor shows up on LinkedIn. Data, not gut feeling — with a recommended approve / caution / decline.
Upload any credit report PDF — Equifax, TransUnion, the bureau's standard layout or a custom export. The vision model reads the score, payment history, revolving balances, and inquiries, and gives you a plain-language verdict in about eighteen seconds. Approve, proceed with caution, or decline.
Email auto-detects every Interac e-Transfer and matches it to the right lease. Hydro, Enbridge, water, internet bills auto-imported and categorised per property. Bank statements via CSV with AI keyword categorisation. Year-round, your financial data files itself.
Below is a real-format credit report sample (anonymised) and the AI analysis PAM generates automatically. Same flow runs against any Equifax or TransUnion PDF a tenant uploads.
| Status | Employer |
|---|---|
| Current | OTTAWA GENERAL HOSPITAL |
| Creditor | Opened | Limit | Balance | Rt | Status |
|---|---|---|---|---|---|
| Royal Bank MC | 2021/01 | $2,000 | $10 | R1 | ✓ Current |
| Royal Bank LOC | 2022/03 | $20,000 | $11,925 | R1 | ✓ Current |
| Infinite Avion | 2019/06 | $10,000 | $483 | R1 | ✓ Current |
| BMO Credit Card | 2009/06 | $12,500 | — | R1 | ✓ Current |
| Royal Bank Loan | 2021/01 | $27,000 | $254 | I1 | ✓ Paid |
| MBNA (×2) | 2005/02 | $17,000 | — | R1 | Closed — Paid |
| BMO (closed) | 2016/12 | $2,500 | — | R1 | Closed — Paid |
Behind every AI feature: time saved, risk avoided, money protected. The kind of difference that shows up in a year-end review, not a marketing slide.
Evicting a problem tenant in Ontario takes 6–12 months and $15,000–$30,000+. AI screening, employer verification, and credit analysis stop the risk before you sign.
Serious renters contact multiple landlords at once. Cody replies in 60 seconds — you're always the first to respond, every time.
PDF arrives, AI extracts every field straight into the system. Zero copy-paste, zero transcription errors, you only review the result.
Email auto-detects every Interac e-Transfer; rent arrives, it's recorded instantly. No bank-app scrolling, no manual matching, nothing missed.
Income, expenses, utility bills, mortgage interest auto-categorised year-round. One report at year-end — everything your accountant asks for, in the format they want.
SaaS hosted in Toronto with daily backups, or on-prem deployment for the largest tier — your data on your network, your terms. No third-party data sharing.
PAM Pro is built for property-management companies running 50–1,000 doors as their business. PAM Lite is built for real-estate agents managing a handful of rentals on the side of their sales practice. Same platform, different scope.
Sized to your door count, from 50 doors to 1,000+. Replaces an admin assistant across the back office — rent collection, applications, utilities, reporting, lease admin — with you in the approval seat for anything that goes out.
Up to 15 doors. For agents managing rentals as a side service to their sales clients — or a handful of personal investment units. Saves five or more hours of evening admin a week. Setup measured in days.
Days for Lite. Two weeks for the small Pro tier, four for mid, six for the large tier with white-label or on-prem. We do the configuration; you attend two training sessions; then it runs in the background.
SaaS on a Toronto-region VM by default, encrypted at rest with daily backups. The large Pro tier supports on-prem deployment — the platform runs inside your network and your data never leaves it. No third-party sharing either way.
Each property has a fact sheet you fill in once — parking, utilities included, showing windows, pet rules, deposit. Cody references it when drafting and flags inquiries that ask something the sheet doesn't cover. You approve every reply before it sends. Nothing autonomous.
For small-to-mid portfolios, yes — PAM covers everything those tools do, plus the AI inquiry handling, application extraction, and credit analysis they don't. For 1,000+ door enterprise needs, we complement rather than replace.
About eighteen seconds from upload to verdict. The vision model reads the score, payment history, revolving balances, and inquiries from any standard bureau format and gives you a plain-language approve / caution / decline.
Yes, on the large Pro tier. Your colours, your domain, your logo. Tenants and applicants never see the PAM brand — they see yours.